1. Arranging your mortgage
Before you begin your property search, it is advisable to arrange your finances and, if required, have a mortgage agreed in principle. This will confirm how much money you will have to fund the purchase, which will ultimately influence your property search.
We offer independent and professional mortgage advice to home-movers, home-owners and landlords across Liverpool. Whether you are looking to buy a house, obtain a new rate on your existing mortgage, or consolidate existing debt, our advisors have access to the entire market, as well as exclusive deals and rates to help find you the best mortgage available.
2. Register as a buyer
The first step to finding the right property is to register with us either by calling us on 0151 734 6722 or visiting us in branch where you can discuss your property requirements with one of our highly skilled sales advisors. You can also register your interest about a specific property online if you are short of time.
With hundreds of properties to choose from you can rest assured we have just what you’re looking for.
3. Start your search
Once we have a clear understanding of your requirements you will receive a selection of properties that match your criteria.
4. Successful viewings
Being the ONLY agent to stay open until 7pm weekdays we make it more convenient for buyers to arrange viewings after work and at weekends.
5. Making an offer
Once you have identified a suitable property we will put your offer forward to the seller both verbally and in writing stating any special conditions of the offer.
6. Offer agreed
Once your offer is accepted we will do the following: Prepare a memorandum of sale, write to all parties to confirm the agreed price, ask you to confirm your solicitor’s and mortgage broker’s details
7. Instructing a solicitor
The successful purchase of a property can be reliant on the instruction of an efficient and experienced solicitor.
8. Conveyancing
We will assist your solicitor and negotiate throughout the process, keeping you informed every step of the way.
9. Survey and mortgage offer
A survey of the property will be booked by a surveyor on behalf of the mortgage lender to identify any structural problems and advise on the property’s value.
10. Exchange of contracts
Once the contract has been signed by both parties the deposit (usually 10% of the purchase price) will be telegraphically transferred or paid.
11. Completion
Completion is when the residual monies (usually 90%) are transferred from your solicitor to the seller’s solicitor’s account.
